Loan Plans Tailored to Your Collateral

FINCOM S.P.A. offers three structured lending plans to match the value of your pledged assets and the duration of your financing need. Each plan includes professional appraisal, insured collateral custody, and a clearly defined redemption schedule. Choosing the right plan ensures you receive optimal liquidity while keeping your repayment obligations manageable.

Our Plans

Essential Pledge

From €50

Designed for individuals pledging everyday jewellery, small gold items, or single gemstones who need short-term liquidity of up to €2,000. Ideal for one-time, straightforward financing needs.

  • Loan amount: €50 – €2,000
  • Term: 1 to 3 months
  • Same-day appraisal and disbursement
  • Insured collateral custody included
  • One free loan renewal permitted

Premium Collateral

From €2,001

Suited to clients pledging luxury watches, diamond jewellery, or gold portfolios with a combined value supporting credit lines between €2,001 and €15,000. Offers extended terms and enhanced asset management.

  • Loan amount: €2,001 – €15,000
  • Term: 1 to 6 months
  • Certified specialist appraisal included
  • Up to two loan renewals
  • Detailed written valuation report provided

Elite Asset Finance

From €15,001

Tailored for high-value collateral including rare gemstone collections, high-end timepiece portfolios, and significant gold holdings. Provides bespoke credit structuring and dedicated relationship management.

  • Loan amount: €15,001 and above
  • Term: 1 to 12 months, extendable
  • Priority appraisal by senior certified specialists
  • Unlimited renewals subject to revaluation
  • Dedicated account manager and private consultation